13 Discounts Seniors Did Not Know They Could Get

Senior citizens are eligible for many special discounts only available to those 65 and older. Discounts for retirees can be found at most restaurants, hotels, and retailers, but there is one catch: they usually aren’t offered unless YOU ASK for them.

Start asking restaurants, stores, and other venues “do you offer a senior discount?”. You’d be surprised at how much you can save if you simply ask!

Check out our list of 13 discounts seniors can get only if they ask about them in 2018. You can read about them here, and click the links provided to take advantage of these special discounts.

1. Use HARP – Let the Government Pay for Your Mortgage

If you’re a senior homeowner you can save yourself thousands per year by taking advantage of a government program called HARP. The Home Affordable Refinance Plan (HARP), passed by Obama, was intended to help middle class seniors in the US reduce their monthly payments by as much as $4,264 per year. The program was set to expire in 2017 but has been extended to 2018 for the time being. 

You can bet the banks are not happy about having to give this money out, so take advantage of HARP now and save up to $4,264 each year before the program ends.

Click Here To See if You Qualify for HARP >>

 

2. Save Up to 70% on Life Insurance

Unfortunately, as our age increases so do our premiums for life insurance. In fact, typically the premium amount rises 8-10% for every year of age. For senior citizens, rising life insurance policy costs can add up significantly.

Many senior citizens also have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers in much the same way you would do with car insurance, or cell phone plans. Luckily, there’s a new website called LifeInsurance.net that will automatically use your information to find you the best life insurance policy for your needs at much lower prices.

Click Here To Save on Life Insurance >>

 

3. Save on Groceries

Once you’ve used your senior discount at all of your favorite restaurants, you’ll need to buy some groceries. Lots of stores give a senior discount – you just need to ask.

Keep in mind that discounts and deals may vary and can change without notice.

  • Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
  • Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
  • Fred Meyer – 10% senior discount on the first Tuesday of every month
  • Albertson’s – 10% off the first Wednesday of the month (55+)
  • New Seasons Market – 10% discount every Wednesday
  • Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
  • Piggly Wiggly – varying discounts at participating locations
  • Fry’s Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
  • Kroger – 10% off, varies by location
4. Get a Discount on Car Insurance

You might think you’re already paying a low auto insurance rate, but recent research shows that if you’re currently paying more than $50 per month, and have had no accidents or tickets in the past two years, you can probably secure a much lower car insurance rate. The best way to do that is to compare quotes from multiple insurers – let them compete for your business.

Depending on your age and other factors, you could get a huge discount on car insurance. With Best Quotes Auto Insurance, you fill out a simple form and they’ll provide you with multiple quotes you can choose from. At the very least, you can use the offers and information they give you as leverage when negotiating with your current car insurance company.

Click Here To Save on Car Insurance >>

 

5. Shopping

Banana Republic, Kohl’s, Walgreens

You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you over 50-years old you can get a 10% discount at stores, simply by asking for it.

At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.

Walgreens holds a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.

If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.

Just remember to check with the specific store in your area, as discounts might vary and change without notice.

6. Eating Out

From a quick bite to eat to a fancy restaurant meal, check local participating locations for senior discounts when eating out. Keep in mind that some deals can be seasonal or change over time. Here are a few examples to get started – check out your local area for the best discounts.

■ McDonald’s: discounts on coffee and beverages (55+)
■ Whataburger:
 free drink with purchase of a meal, depending on location (55+)
■ Wendy’s: give free coffee or other discounts depending on location
■ Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
■ IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
■ Golden Corral: Senior discount varies by location
■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
■ Subway: 10% off (60+) varies by location
■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location
■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
■ Old Country Buffet: Daily discounts for seniors (55+)
■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
■ Fazoli’s: Join “Club 62” for special senior menu items (62+)
■ KFC: free small drink with any meal depending on location (55+)
■ Country Kitchen: Great Senior Menu (55+)
■ Burger King: 10% discount on purchase depending on location (60+)

 

7. Save Money By Refinancing Your Home

This money saving idea is for senior homeowners, so if you’re a renter, you can skip this one.

Refinancing can help homeowners lower monthly payments, pay off a mortgage faster, and reduce interest rates. Many people think this program is “too good to be true”. Even worse, some think the program is only for homeowners with bad credit or foreclosures. This couldn’t be farther from the truth. HARP was made for the average American. And having good credit helps you qualify for EVEN better rates! So if you’d like to build equity faster, and have extra savings in your pocket every month, this could be the easiest money saving tip you take.

The deadline for this refinance program is closing in quickly, so don’t miss your chanceTake this HARP Quiz to find out if you are eligible to save money (takes two minutes and there is absolutely NO COST).

Click Here To See If You Qualify to Refinance >>

 

8. Hotel Stays

Similar to restaurant discounts, many hotels and motels offer senior citizen discounts. Keep in mind that these offers change by location and may be seasonal or vary without notice. Here are a few examples to get started, but make sure to check online or call local hotels for the most up-to-date information.

■ Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
■ Red Roof Inn – option of “senior rate” when you book online, may not be available for all locations
■ Choice Hotels – 10% discount if you book in advance (60+)
■ Hyatt Hotels – up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
■ La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts
■ Omni Hotels – varying offers at participating locations (55+)
■ Motel 6 – 10% discount (60+). Call and book over the phone in order to get discount
■ Wyndham Hotels – varying offers at participating locations (60+)
■ Hampton Inns & Suites – 10% off when booked 72 hours in advance

9. Visit Amusement Parks

Busch Gardens, SeaWorld Orlando, Disney Land & Dollywood

If you’re up for an adventure, you can use your discount at theme parks too. While your days of riding the rollercoaster might be over, there are still some other great attractions on offer.

Senior Pass Members at Busch Gardens in Tampa will get various discount offers all year round and SeaWorld Orlando will give you a $3 discount if you are over 50. LegoLand Florida gives seniors a $7 discount on entrance.

King’s Island offers seniors over the age of 62 various discounts as well You can also get a senior discount on one-day tickets and seasonal packages at Dolly Parton’s Tennessee-based park, Dollywood, that includes activities for all of the family.

10. Cruise Deals

Carnival Cruises, Royal Caribbean, Costa Cruises

Is there any better way to celebrate life than to venture out at sea? Cruises are wonderful with their all-inclusive travel options where you get to sit back, have a drink or two for free, soak up the midday sun and enjoy some high-class cuisine along with various live music performances.

Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. Keep in mind that not all cruises have discounts, so it is best to check with the specific cruise company.

11. Movies

It’s always fun to visit the movies, but the price tag doesn’t always allow it. Thankfully, big names in the movie theatre industry, such as AMC and Regal, offer discounts to those over 60 years old. AMC is incredibly generous, with a 30 percent discount for senior citizens. Regal Cinemas takes that discount one step further, offering a 35 percent discount. These discounts will keep a little extra money in your pocket, so you can treat yourself or your grandkids to a large slushy and popcorn – the best part!

12. National Parks

Retirement is a wonderful time to see the world, but how can you do so when you no longer have a steady work check coming in? National parks such as Yosemite, Yellowstone, and The Grand Canyon offer amazing discounts to allow senior citizens to visit these national treasures at a reasonable cost. For only $80, senior citizens can purchase a lifetime federal recreation pass – allowing entrance to all 2,000 National Forests and grasslands nationwide. Don’t let costs of travel keep you from seeing the beauty the world has to offer.

#1. Our Top Choice: HARP Refinancing

If you’re a senior homeowner you can save yourself thousands per year by taking advantage of a government program called HARP. The Home Affordable Refinance Plan (HARP), passed by Obama, was intended to help middle class seniors in the US reduce their monthly payments by as much as $4,264 per year. The program was set to expire in 2017 but has been extended to 2018 for the time being. 

You can bet the banks are not happy about having to give this money out, so take advantage of HARP now and save up to $4,264 each year before the program ends.

Click Here To See if You Qualify for HARP >>